Does anyone know the best way to use a rewards credit card?
You’re on the right track. The best way is to make all your purchases on the card, and pay it off in full each month. Just make sure you dont get sucked in like a lot of people and buy things you cant afford and end up paying loads of interest, as it’s not worth it. Generally you cant pay a Home Loan or Personal Loan from your Credit card, as most cards wont allow you to “Pay credit with credit” Most bills such as power, phone and cable you are able to pay with your credit card. I put my pay into a high interest account, and just pull out the required amount each month to pay on the card to avoid interest being charged. Everything possible goes on the credit card.
