Does anyone know of anywhere it is possible to borrow money quickly with a bad credit rating?
The insanity is going to have to stop eventually. I am not judging you but borrowing isn’t the answer to being debt-free and increasing your credit score. You need to learn to live within your means by increasing income, reducing expenses or a combination of the two. Your bad credit will continue as you continue to add unpaid balances and an increased debt to income ratio and used credit to credit limit ratios. Do you have family/friends that you can borrow from offering reasonable interest rate and terms of repayment… in a signed contract and possibly offering collateral like you would do with any bank or credit union. You have to seriously stop borrowing or you won’t ever get out of the cycle. Let’s avoid your next question being about bankruptcy. Get a plan going and seperate your wants and needs. None of us can have it all.