Does anyone know of a legit loan company for people with bad credit?
I can’t understand how you could have declared bankruptcy 2 years ago and already have collections. No legit company will loan to you. I don’t want to be mean, but you are a huge credit risk with that kind of a record. Just curl up in a ball and take it. They’re going to come get your house and your car and anything else you have on payments. Pick up extra work if you can and start over WITHOUT using credit at all. Pay cash to rent an apartment or small house. I would seriously recommend it if you could find a house or mobile home with a rent to own plan so you’re not just throwing money away on rent and in several years you could own it and sell it for a large chunk of cash to pay off other stuff or put a down payment on a new home. Cut up any credit cards you have right now. Pay cash for groceries, gas, and everything else. Get an extra part time job. Sell stuff on craigslist or something. Refinish old junk furniture and sell it at your local flea market on the weekends. Do anything
