Does an organization need to apply for each coverage, or may they elect just to insure their volunteers under the accident insurance coverage?
The organization can insure their volunteers under all four policies, just one, or any combination of the four; however, they must insure all of their eligible volunteers under whichever coverage or coverages they select. As an example, if they have 50 volunteers, they cannot choose to insure just 20. They can choose to insure all 50 for just accident coverage, or do as most of our members do – insure all of their volunteers for each coverage.
Related Questions
- How can an organization budget for the costs of comprehensive insurance coverage for all exchange participants and/or broader coverage options for participants with pre-existing conditions?
- Does an organization need to apply for each coverage, or may they elect just to insure their volunteers under the accident insurance coverage?
- What is difference between liability and accident insurance coverage? What kind of protection are 4-H volunteers provided?
