Does an investigative agency have to carry some type of liability insurance?
No, it is not required by the licensing board for agencies to carrying insurance. Although a good and trustworthy agency will have at least basic liability insurance. I would avoid hiring any agency that doesn’t have a basic policy for liability insurance. I look at it this way if you can’t afford $800 dollars a year for insurance to protect you and your client, who’s best interest do you have in mind while doing your job for the client? Ask the company that is doing work for you to provide a copy of their PI Agency License along with a copy of their certificate of insurance. Remember the ole saying you get what you pay for!
