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Does an insurer need TDI’s approval before using its credit scoring model?

Approval credit insurer model scoring TDI
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Does an insurer need TDI’s approval before using its credit scoring model?

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A. SB 14 does not require an insurer to obtain the approval of TDI prior to using its credit scoring model, however TDI will review credit scoring models to ensure compliance with the provisions set forth in SB 14.

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