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Does an insurer have to disclose the reasons for a cancellation or refusal to non-renewal ?

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Does an insurer have to disclose the reasons for a cancellation or refusal to non-renewal ?

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Yes. An insurance company must put in writing its reasons for for declining, canceling, or not renewing your policy. This must include the exact incident, circumstance, or risk factor that violated the companys underwriting guidelines. In addition, the insurers sources of information regarding the incident, circumstances, or risk factor.

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