Does an injury have to “really bad” (threshold level injury) in order to be compensated?
In order to qualify for compensation and a third-party claim (injury or death claim), you must suffer a permanent serious disfigurement, a head injury, a serious impairment of body function, or death. Most people fall under the category of serious impairment of a body function which is defined as: 1. The injury is medically identifiable or a condition that has a physical basis; 2. The injury must affect an “important body function”; and 3. The injury must affect your general ability to live your normal life.
