Does a Shelter Insurance® business insurance policy cover my lost income from interruption of business?
If you suffer a covered property loss (such as an accidental fire) that causes an interruption of business operation, your Shelter business insurance policy will pay the loss of net income for the period of time it would reasonably take to rebuild, replace, or repair the lost or damaged property, up to one full year. This only applies to the insured premises, and if a partial resumption of business operations can be made, your policy will require it of you. Other conditions and exclusions may apply. Contact your local Shelter agent for details.