Does a Security Freeze Stop Identity Theft?
With identity theft on a continued advance upward and noted as the number one white collar crime in America today a popular option is for consumers to shut down (lock) access to their credit reports. This makes it nearly impossible for some criminal intent to reek financial havoc on an individuals well being and the process is known as a security freeze or credit lock. As of the first of November in 2007, all three credit reporting agencies gave consumers in America the ability to limit access to their individual credit reports. Of course unless you are an actual victim of identity theft, the process is not actually free in most states. To put a freeze on your credit report as a simple proactive measure to avoid criminal theft of your information; costs in most states and fees very widely. One would have to go to each of the three credit bureau’s web sites for specific instructions and individual state fees. Additionally, to implement a freeze completely, the process to freeze your cre
