Does a person lose any legal rights by filing under chapter 13?
No. Filing under Chapter 13 is a civil proceeding and not a criminal proceeding. Therefore, a person does not lose any legal or constitutional rights by filing a Chapter 13 case unless they are convicted of bankruptcy fraud (which would be a crime) for not disclosing all of their property, debts and income or any other information requested by the Trustee or required by the court.
No. Filing under chapter 13 is a civil proceeding and not a criminal proceeding. Therefore, a person does not lose any legal or constitutional rights by filing a chapter 13 case. Top • May employers or government agencies discriminate against persons who file under Chapter 13? No. It is illegal for either private or governmental employers to discriminate against a person as to employment because that person has filed under chapter 13. It is also illegal for local, state, or federal governmental agencies to discriminate against a person as to the granting of licenses, permits, and similar grants because that person has filed under chapter 13. Top • What is required for court approval of a Chapter 13 plan? The court may confirm a chapter 13 plan if: • the plan complies with the legal requirements of Chapter 13, • all required fees, charges and deposits have been paid, • the plan was proposed in good faith, • each unsecured creditor will receive under the plan at least as much as it would
