Does a group or a subscriber within a group have to take prescription drug coverage?
A5. An employer does not have to offer drug coverage; Blue Cross of California and BC Life & Health do offer options that are medical plans only. However, if the employer offers both medical and drug coverage, we require that each subscriber within a group take both medical and drug coverage. [Back to top] Provider Network Q6. Describe your provider networks A6. MEDICAL: Blue Cross of California’s PPO network includes coverage throughout the state (over 42,000 physicians and 418 hospitals). In addition, through our affiliation with the Blue Cross Blue Shield Association, we can offer members outside of California the BlueCard program, which is comprised of an extensive network locally managed by the Blue Cross and/or Blue Shield plans across the United States. All network providers are carefully screened and must meet and maintain high standards of quality. This includes coverage both at home and when our members are traveling. Location specific information is available via the Provide
UNICAREs plans include prescription drug coverage. Back to top Provider Network 7. Describe your provider networks? MEDICAL: UNICAREs Platinum PPO network includes coverage throughout the country. UNICAREs Platinum PPO network includes many of the leading physicians, hospitals and other health care providers in the nation. All network providers are carefully screened and must meet and maintain high standards of quality. This includes coverage both at home and when our members are traveling. Location specific information is available via the Provider Finder feature on our home page or by contacting your local UNICARE Representative. DENTAL: Broad Network Access – Our large dental provider network offers members wide access to care. We are able to maintain our network size because of our flexibility. We have broad access to networks in our large metropolitan areas. PHARMACY: UNICARES Pharmacy Network, the largest carrier owned PBM in the nation, administered through WellPoint Pharmacy Ma
A client does not have to offer drug coverage. However, if the plan a member is in covers both medical care and drugs, UNICARE would not allow the member to pick and chose what coverages to take. The member would have to take both medical and drug coverage. [Back to top] Provider Network • Describe your provider networks. MEDICAL: UNICARE’s Platinum PPO network1 includes coverage throughout the country. UNICARE’s Platinum PPO network includes many of the leading physicians, hospitals and other health care providers in the nation. This includes coverage both at home and when our members are traveling. Location specific information is available via the Provider Finder feature on our home page or by contacting your local UNICARE Representative. DENTAL: Broad Network Access – Our large dental provider network offers members wide access to care. We are able to maintain our network size because of our flexibility. We have broad access to networks in our large metropolitan areas. PHARMACY: We
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- Does a group or a subscriber within a group have to take prescription drug coverage?