Do you save money purchasing PPO heatlh insurance plans online?
No. You don’t save any money by purchasing on the internet or dealing directly with an insurance carrier. All premium amounts for each health insurance plan are set by the insurance carrier. Every plan purchased online, thru a broker, or directly with the carrrier must be reviewed by the carrier underwriter to determine any increase in premium based upon the risk of the insured. The rate you get quoted online might not be the final rate that is determined by the carrier underwriting department.