Do University employees automatically have liability insurance coverage for rental cars used on University business?
University (State) employees have vehicle liability coverage for rental cars when they use one of the State-approved and contracted rental car agencies. The designated car rental agencies provide vehicle liability coverage ONLY when a State employee uses an American Express (State) Government card, or any State pre-approved direct billing procedure. If an employee uses any method of payment outside of these, vehicle liability coverage under the State contract does not apply. For specific information on Rental Cars check the Office of Risk and Insurance Management website.
