Important Notice: Our web hosting provider recently started charging us for additional visits, which was unexpected. In response, we're seeking donations. Depending on the situation, we may explore different monetization options for our Community and Expert Contributors. It's crucial to provide more returns for their expertise and offer more Expert Validated Answers or AI Validated Answers. Learn more about our hosting issue here.
Many firms in the building sector operate with just a handful of permanent staff so it’s critical to protect the business from loss and disruption to trading if a key employee falls ill or dies. This type of insurance provides money to fund the cost of appointing and training a successor, and compensate for a reduction in profits.
