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Do the Roth 401k Contributions have to remain in the plan for atleast 5 years, in order for the earnings to be tax-free?

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Do the Roth 401k Contributions have to remain in the plan for atleast 5 years, in order for the earnings to be tax-free?

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Yes! The Roth 401k Contributions you make must remain in the plan for minimum 5 years in order for the lump-sum earnings to be tax-free at the time of withdrawal. Also, you must be 59.5 or more years old to withdraw the money (without being charged a 10% penalty or fee).

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