Do the plans cover pregnancy/maternity care?
No, these plans do not cover normal pregnancy. However, they do cover complications of pregnancy. Also, if you utilize the PPO (Preferred Provider Option) you may recieve up to 40% discount on your pre and post maternity services. The best option if you are planning to become pregnant and need coverage is to try to acquire a group policy through an employer or acquire an individual major medical policy with a maternity rider. You should plan ahead and access these riders before you become pregnant. If you are currently pregnant – you will need group coverage through an employer (which has maternity coverage). Individual major medical plans are probably not an option due to underwriting requirements.
