Do state insurance commissioners have any authority over flood adjusters?
A. Different commissioners take different positions, however, it is interesting that even those states that claim to not have any jurisdiction require the adjusters to be licensed or otherwise registered with their department. In the case where an adjuster has been accused of some sort of wrongdoing, some commissioners will take the position they can request a review of all of the adjuster’s files. In other words, they will review wind claims for example to determine if the same types of issues are present.
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