Do players have a bank vault or account-wide vault of some sort?
Players have both a bank vault and their own personal inventory. As the player’s character gets higher levels, more slots are added to the bank vault and the inventory. Items within the bank can be retrieved from any bank location. Items from the character’s personal inventory can be given to the player’s character, any of the bridge officers, or to the player’s ship. If you find yourself running out of room, give some items to your bridge officers to carry until you get to a bank. As for bank accounts being account-wide, they are currently not.