Do pet insurance companies restrict policy holders to specific veterinarians?
Most pet insurance companies allow policy holders to see the veterinarian of their choice. Here is how pet insurance works: you pay for the cost of treatment upfront and submit a claim to the insurance company. The pet insurer then reimburses a portion of the cost, minus a deductible and co-payment. Since the insurance company doesn’t interact directly with the provider, you’re free to choose any veterinarian, anywhere.
