Do Negtative Items Need To Be Paid Before They Can Be Removed From My Report?
No. The fact that a derogatory item is paid has nothing to do with it being removed from your report. It’s important to know removing an item from your report DOES NOT eliminate your obligation to that creditor; it simply will not appear when a potential credit grantor is evaluating your report. However, leaving an item unpaid runs the risk of the creditor taking further action against you that damages your credit after it is repaired. For example: Submission to a collection agency or filing it with a Small Claims Court. In either case, you receive ample advanced notice to contact the creditor in order to settle the matter before damage to your credit appears. You can also negotiate to settle unpaid obligations – ask for professional assistance.
