Do insurance companies cover temporary housing if a house is unlivable?
Yes, additional living expenses are covered initially, generally at a rate of 10 to 20 percent of the value of the dwelling. Q: With concerns about mold growing from moisture damage, do I have to wait for an adjuster to survey the damage before doing work? A: Temporary repairs can be done and are encouraged to mitigate further damage and help protect the integrity of the house. Take before and after photos and keep all receipts if you want to reimbursed for repairs. Q: Should I report my claim or wait? A: Report your claim as quickly as possible. Q: How do I know which policy to file my claim under (homeowners, flood, windstorm)? A: File your claim with all three policies, the adjuster(s) will take care of determining which policy or policies cover your loss. Q: Should I paint my insurance company name and policy number on my house? A: If forced to evacuate, take your insurance company contact info with you. If your house is uninhabitable, then put your insurance company’s name on a pi
