Do i need to be pre-approved for a mortgage?
Yes. You are required to submit a pre-approval letter from a bank with the application for an amount sufficient to purchase a home at High Rock Homes. A letter from a mortgage company or on-line lender will not be accepted. Households also need to document that they have sufficient funds for a down payment and closing costs. Non-household members are not permitted to be co-signers on the mortgage.
