Do I need renters insurance even if my landlord has insurance?
Do I need renter’s insurance even if my landlord has insurance?Answer: Yes, you need renter’s insurance even if your landlord has insurance.
Do I need renter’s insurance even if my landlord has insurance?Answer: Yes, you need renter’s insurance even if your landlord has insurance. Although your landlord almost certainly has property and liability insurance, your landlord’s policy doesn’t cover the items that you keep inside your apartment, and it doesn’t protect you if a guest is injured and sues you for liability.