Do I Need Insurance on My Car If Im Restoring it?
People who have antique and classic cars often wonder whether they need insurance if the car is always in the shop and never driven. Depending on the situation, insurance may be necessary for the car. If you are restoring a car, but it’s not a classic, you might wonder whether you should keep the car covered, particularly if the restoration process is long and involved. Liability Auto insurance liability coverage is primarily for the protection of others in the event you cause injury in an accident. It makes sense to question its need if the car’s never on the road. If you plan to take the car for a spin to test any modifications or repairs you made to the working parts of the car, keep liability coverage on your vehicle. Classic or Antique Consider a special policy if your car is a classic or antique. Most people take those types of vehicles out for a spin only a few days each year. If you call your agent, you’ll often find there’s special coverage for these types of vehicles. For the
