Do I need extra protection for expensive pieces of jewelry (e.g. an engagement ring), antiques or collectibles?
A. You might. Chances are that your jewelry, electronics, collectibles, and other valuables will be insured up to a certain amount by your renters coverage. But if you have a super expensive piece of art or multi-carat diamond ring, you might want to get a separate rider. Be sure to mention any valuable items to your insurance agent, so you can get appropriate coverage.
