Do I need a bank account to use the Western Union Money Transfer service?
To send or receive money at an Agent location, Western Union does not require credit cards, bank accounts, memberships or citizenship papers. Receivers in India may need to show a currently valid government-issued photo ID. Additional information may be necessary to meet government requirements depending on the amount being sent or received. To send money online, you will need a U.S.- or Canadian-based Visa® or MasterCard® credit or debit card. To send money via 1-800-CALL-CASHSM, you will need a U.S.- or Canadian based Visa®, MasterCard® or Discover® credit or debit card.