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Do I have to undergo debt counseling to participate in either the loan modification or refinancing programs under the Homeowner Affordability and Stability Plan?

April 26, 2017affordability Debt Counseling Homeowner loan modification participate Plan Programs refinancing stability undergo

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Do I have to undergo debt counseling to participate in either the loan modification or refinancing programs under the Homeowner Affordability and Stability Plan?

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Maybe. You will be eligible for free counseling if you participate in either of these programs. However, you are not required to participate in counseling unless you have very high debts in relation to the amount of your income.