Do I have to see a direct billing doctor if I am with OSHC Worldcare?
No. As an international student with current OSHC, you can choose to see whatever doctor you like. You will be given a bill for the medical services you receive, and you will then need to lodge a claim with your OSHC provider. Keep in mind however, that if you visit a doctor outside the University you may not be refunded for the full fee amount. In Australia doctors are allowed to charge what they feel is reasonable for their services, and most doctors charge more than the ‘scheduled’ fee. The Australian Government sets a schedule of standard fees for medical services provided by doctors, pathology, and x-rays – this is usually called the ‘scheduled’ fee or the ‘bulk billed’ fee. Always ask before you make an appointment if the practice charges the scheduled fee or bulk bills. If the answer is no, you need to ask how much it will cost you to visit the doctor. All standard OSHC policies will cover 85% of the ‘scheduled’ fee. For more information, visit the Health and Medical services ou
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- Do I have to see a direct billing doctor if I am with OSHC Worldcare?