Do I have to read the One Paycheck at a Time book to understand the eTools?
No. Although the book and the eTools are terrific complements to one another, you don’t need the book to subscribe to eTools. The book explains the complete program, the calculations, and provides lessons to master your spending each paycheck. The principles described in the book are intended to change the way you think and spend your money. The eTools provide an interactive web-based resource that enables you to automate the process of managing your money and ultimately to get out of debt.
