Do I have to open a new or special account to use IndependentAccess®?
No. As long as you have an IIB deposit account and have Internet access, you may use IndependentAccess®. See Question 2. Top ^ • May I enroll in IndependentAccess® if I don’t live in Idaho? Maybe. Our Internet service area is currently limited to Idaho, Washington and Oregon. Top ^ • How much does IndependentAccess® cost? If you choose IndependentAccess® without Bill Pay, there is no charge for accessing your account information and making account transfers.* Note: There is a no monthly fee if you choose IndependentAccess® with Bill Pay. * If you choose IndependentAccess® with Bill Pay, there is no monthly fee, and a $0.40 per transaction fee over fifteen (15) items for personal accounts, and no monthly fee with a $0.50 per item over twenty (20) transactions for business accounts. Top ^ • How soon can I start using IndependentAccess® after enrolling? Once we receive your enrollment request, a PASSWORD is issued and, as a security precaution, the PASSWORD is mailed to you via U.S. mail.