Do I call the adjuster or send another letter threatening a lawsuit AND bad faith claim?
Answer Hi Bill, It would have been very helpful if you had provided me with some background information such as your state of residence, the date of the accident, the severity of your injuries, if you are fully recovered or if there is going to be some kind of impairment or future treatment. Also, the total of your ‘specials’, which include Ambulance, ER visit, medical bills, physical therapy, whether or not you used an MD an physical therapy or a chiropractor, your documented lost wages and if your auto policy paid all or part of your medical bills and if so, exactly how much. It would also be helpful to know the limits of your uninsured motorists coverage, when you first started discussing a settlement with your company and what kind of answer they have provided. If you wish to send me a PRIVATE follow-up question with all that information, I can give you a more educated answer. As I said, I can provide a much better answer if I have the above information, but I will give you a limit