Do Garnishments Stop?
Filing bankruptcy places an automatic stay on collection efforts including wage and bank garnishments, so garnishment does have to stop. When we file your case we will notify the Clerk of Court and fax the Sheriff. If you can, bring a copy of the garnishment order. The challenge with wage garnishment is payroll people. Once they prepare payroll they don’t want to change it. So if at all possible, file your bankruptcy before garnishments start. Best to file once the creditor gets a judgment since garnishment of bank accounts usually occurs first and then wages. If you have a garnishment in progress we can stop it but they may garnish 1-2 more paychecks. We would get that money back but it can take time and be tough to pay the bills while you wait.
