Do Essential/Tonik/Sound really cover Extreme Sports Injuries?
Yes, for the first time ever with Essential/Tonik/Sound your extreme sports injuries will be covered. So if you lead an active lifestyle: ride motocross, ride quads, skate, surf, snowboard or do any other extreme activities your injuries are covered with Tonik. I’m an uninsured, why should I have insurance? Protect your body and your assets. An ER visit with two stitches costs around $1,500 without coverage. On Essential after you meet your deductible we pay 100% of your bills. A torn ACL from snowboarding can cost around $43,000 without coverage. What would you rather pay, your monthly premium and worst case of ($1,500,$1,750, $3,000,$4,500, $5,000) or $7,175 a day in the hospital without insurance? The average hospital stay in California is right around $7,175 a day, not including the cost of surgery. My wife had a cyst removed from her wrist in the hospital; I received the bill and was shocked, $21,560 for a one-hour outpatient surgery. We are on the Tonik 1,500 Calculated Risk Take
