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Do Essential/Tonik/Sound plans offer maternity coverage?

April 26, 2017coverage Essential Maternity Offer plans sound tonik

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Do Essential/Tonik/Sound plans offer maternity coverage?

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The Essential/Tonik/Sound plans do not offer maternity coverage. The main reason for this is, by not offering this benefit Blue Cross/Anthem/Unicare can keep the Tonik pricing more affordable. If by chance you are on Essential 1,750 and get pregnant, after being on the plan for 12 months you can switch to the Shield Spectrum 1,500/2,000 or 5,000 plan w/ maternity coverage (in California only). If by chance you are on Tonik and get pregnant, you can possibly change plans to our traditional PPO SHARE 5,000 plan w/ maternity coverage (in California only). This is only allowed in the event of you getting pregnant while on Tonik to protect you in the event of an unplanned pregnancy. If you plan on getting pregnant any time in the near future please sign up for a traditional plan at this time, instead of Tonik. Unicare states do not offer any maternity coverage on any individual plans. The key to being approved on ESSENTIAL/TONIK/SOUND is being aware of our underwriting medical guidelines an