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Do credit repair agencies really work?

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Do credit repair agencies really work?

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i know about credit repair but not this agentcy but the thing is usually when u call the creditor yourself and schedule some kinda payment or even ask to pay one large sum but less than what u owe they would do it , i did it before , besides my debt with credit card company when i was really down with my business i also did a shortsale for my house and i asked them nicely to put in my credit report as paid in full satisfaction and they did , and it was about $300,000 off my chest , call them , sometime they do and sometime they wont but i know chse and captl one are hard to negotiate with

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