Do College Students Really Need Health Insurance?
Most students continue their education after high school graduation by enrolling in college. Many insurance plans carried by parents fail to cover their children after they reach the age of 20. This can be a real headache if the child is a full time student with no job and no insurance. Now many colleges offer health insurance plans for students, but you must decide if one of these plans will suit your needs. The perception that a number of people hold regarding college health insurance is untrue. The benefits vary significantly between universities. Furthermore, although these plans usually offer free preventive healthcare and routine office visits, the student will be required to remit the cost of lab studies, as well as the fee for any specialist visit. Furthermore, in most cases, only services offered at the university health center will be fully covered. If a doctor outside the center must be seen, the student experience a decrease in coverage up to 70%, as well as face a high ded
