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Do both the debtor and creditor have to sign the reaffirmation agreement?

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Do both the debtor and creditor have to sign the reaffirmation agreement?

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Since Section 524(c) clearly requires that an agreement be made between the parties, and that such agreement be filed with the court, by clear implication both must sign the agreement. It might be acceptable for the creditor to sign something other than the reaffirmation agreement signed by thedebtor, provided it is sufficient to create a contract or agreement.

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