Do both husband and wife have to file?
Even if you are married, you are not obligated to file a joint case with your spouse. Married people can file a joint case. Two separate cases or one spouse can file for bankruptcy alone. However, if a husband and wife are responsible for a debt and only one spouse files bankruptcy, the creditor has the right to come after the other spouse for the debt. If you have recently married and most of the debts were incurred by your new spouse prior to your marriage, you are not legally responsible for those pre-existing debts. When you marry someone, you do not marry his or her bills. Q: Will my employer be notified? Generally, your employer has no way of knowing that you filed a bankruptcy proceeding. The bankruptcy court will not contact your employer, nor will your attorney. Usually, the only way that your employer can know that you filed bankruptcy is if your employer is also a creditor or if you have a garnishment in place and your attorney needs to notify your employer that you filed ba