Do any of these policies cover malpractice by a volunteer alumnus who is providing free professional advice such as legal, accounting, engineering, architectural, etc.?
A. The insurance program of Phi Kappa Tau is not designed to provide coverage for malpractice by volunteers offering free professional services. Instead, the volunteer should check his own professional liability policy or homeowner liability policy as coverage may be potentially extended to these volunteers if a claim or lawsuit is brought against them. If a House Corporation or chapter sustains some sort of ensuing damage resulting from this malpractice, the situation’s circumstances will need to be investigated to determine whether coverage would potentially apply under the insurance program of Phi Kappa Tau or a House Corporation’s property policy.
