Do all travellers, including those without pre-existing medical conditions, need to be insured on the same policy?
We recommend that all travellers are insured on the same travel insurance policy so that there are no gaps in cover that can exist if separate policies are bought. For example, if a Husband (with a pre-existing condition) and Wife take out separate policies and the Husband is taken ill and the holiday has to be cancelled the Wife may not be able to claim on her policy unless she has declared her Husbands illness to her insurers.
Related Questions
- What does an insurance company do about pre-existing conditions the insured didn’t tell them about, or the insured actually didn’t know about, but, the company discovers after the policy gets issued?
- Do all travellers, including those without pre-existing medical conditions, need to be insured on the same policy?
- I have pre-existing medical conditions and see the Doctor frequently. Can I still buy a Hotelsure policy?
