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Do all three national credit reporting agencies have the same information on file?

April 26, 2017agencies credit file National

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Do all three national credit reporting agencies have the same information on file?

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The three national credit reporting agencies do not have the same information on file. While many creditors and lenders report information to all three agencies, some only report to one or may chose not to report to any. Therefore, each agency contains different records depending on who reported to them, and what was reported.