Do all three credit bureaus collect and report the same information?
No, because lenders send information to some and not others. Credit bureaus receive more than 2 billion pieces of data each month. Credit reports are available from three main reporting agenciesEquifax, Experian, and TransUnionand these “big three” do not exchange information with each other. Therefore each of them may have different information, depending on what was reported to them and by whom.