Do all policies provide free Non-Practicing Extended Reporting Coverage in the event of death or disability?
No. You should review your policy. The time frame allowed to request this coverage as well as whether or not there is a premium charge, varies from policy to policy. In the event of death or disability The Bar Plan policy provides free unlimited non-practicing coverage for individuals who have been insured with them for three consecutive years. Notice must be given to The Bar Plan within one year from the date of death or disability.
Related Questions
- Since Long Term Disability does not provide benefits for disabilities arising from any act of war, what coverage would I have in the event that I became totally disabled while on active duty?
- In addition to a death benefit, Life Insurance provides for continuation of coverage during total disability, how can such a claim be filed?
- What is Death and Disability coverage?
