Do all MLOs have to take the 20 hours SAFE Act PE training and education?
Generally all MLOs must take the 20 hours SAFE Act PE education. However, certain states will exempt previously licensed individuals from having to take the 20 hours PE if they have satisfied previous educational requirements and they file for such certification with the NMLS. Regardless of whether the 20 hours PE is required or not, all MLOs must take and pass the National and State MLO Tests! For example, in California so long as a DRE licensed MLO has satisfied previous educational requirements and they file for such certification with the NMLS, they will not have to take the 20 hours PE. However, each DRE licensed MLO must still take and pass the National and State MLO Tests!
