Do all Health Insurance Policies offer Cashless Hospitalization Facility?
Today, most health insurance policies do offer cashless hospitalization facility and route your policy through a Third Party Administrator (TPA). However you should be familiar with the Terms Network Hospital and Non-Network Hospital. Network Hospitals are those hospitals that your TPA has an agreement with. In case of hospitalization, if you get admitted to a network hospital you will be eligible for cashless hospitalization, subject to the other terms and conditions mentioned in your policy being fulfilled. In case you are admitted to a non-network hospital, you will have to settle the bills directly to the hospital and then seek re-imbursement through your TPA.
