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Do all credit bureaus have the same information on file?

April 26, 2017Bureaus credit file

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Do all credit bureaus have the same information on file?

2 Answers

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No, because lenders send information to some and not others. The main credit reporting agencies—Equifax, Experian, and TransUnion—do not exchange information with each other. Therefore each of them may have different information, depending on who and what was reported to them.

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No, because the amount of time that data stays on the file differs from one credit reporting agency to another and lenders send information to some and not others.