Do all companies defend claims with the same manner of expertise?
Financial health is, by far, the single most important criteria when choosing a company. History has repeatedly confirmed that prioritizing low cost above financial strength often results in the purchase of insurance that is predictably “worth-less”. The purpose of insurance is to provide security and peace of mind. Therefore, “worth-less” insurance that may be uncollectible when you need it most is no bargain. You will want to have a company with the financial backing to continue to fight for you in the court room rather than pressure you to settle.
