Do All Car Insurance Policies Have Personal Injury Protection?
Posted in Auto Insurance , Auto Insurance Claims , Compare Auto Insurance , Personal Injury Protection May 12th, 2009 PIP stands for personal injury protection insurance and will cover the medical expenses, lost wages or funeral costs for up to $10,000 for either you or any passenger in your vehicle involved in a collision in a no-fault insurance coverage state. That means your car insurance will be responsible for paying the claims for the injuries regardless of who caused the accident. In the states that legally mandate PIP coverage, their auto policies are already designed to include the personal injury protection feature.Personal Injury Protection Required States PIP is a portion of auto insurance required in: • Colorado • Delaware • Florida • Hawaii • Kansas • Kentucky • Maryland • Massachusetts • Michigan • Minnesota • New Jersey • New York • North Dakota • Oregon • and Utah Even if you do not live in a no-fault state, it is quite possible to purchase PIP insurance. However, not
