Do all businesses need the same coverages?
All businesses need basic fire and liability coverages, but because businesses vary from one to another, it is impossible to have just one standard policy to cover all contingencies. Many businesses have special liability needs that require special coverages. However, many conventional businesses can now be insured under package policies that cover the major property and liability losses, as well as loss of income. These package policies provide small business owners complete coverage at a lower price than separate policies for each type of insurance. Our agents can offer their knowledge and expertise as to which policy or policies are right for your business.